High-Yield Savings Accounts (HYSA)

High-yield savings accounts are covered up to FDIC insurance limits — $250,000 per depositor, per insured bank, per ownership category — and APY is disclosed under Truth in Savings Act (Regulation DD) rules that make bank-to-bank comparisons possible. This hub covers how APY actually compounds, what changes when rates move, and how to compare a HYSA against other liquid savings options.

Latest High-Yield Savings Accounts (HYSA) Guides